Safeguard Your Tomorrow: Retirement, Life Insurance, & Medicare Solutions

We offer personalized Retirement Planning, Life Insurance solutions, and expert guidance on Medicare enrollment.

Our Why

Garcia Insurance was built on purpose. We believe knowledge empowers, which is why we're passionate about educating individuals about financial security options. Our mission? Equipping you with the tools and plans you need to safeguard your family's future. Let's navigate the path to peace of mind, together.

Services We Offer
Retirement Planinng

At Garcia Insurance, we believe that retirement planning should be a personalized journey tailored to your unique goals and circumstances.

Life Insurance

We go the extra mile to compare policies from
multiple top-rated companies, ensuring you get the best coverage at the most affordable rate.

Medicare Soultions

Navigating Medicare can be confusing. That's why we're here to educate you and help you understand your options.

Health Insurance

We'll work closely with you to understand your specific needs and recommend the best plan for you and your family

Testimonials

Tracey Kelly - 04/10/2024

Luis is always very professional and patient with me. He explains things well and is always available to answer questions!

Sheila Zapata - 04/08/2024

Luis and his staff always go above and beyond for their customers!! Excellent customer service!

Mark Tapia - 03/29/2024

Luis was great in helping with all of our family insurance needs. Check back often to ensure there are no changes. Always have had a great experience

Frequently Asked Questions

Common Questions Answered for your convenience.

How much life insurance do I need?

The amount of life insurance you need depends on your individual circumstances, such as your income, debts, and family responsibilities.

When should I start saving for retirement?

The earlier you start saving for retirement, the better. Even small contributions can grow significantly over time due to compound interest.

When should I sign up for Medicare?

You can sign up for Medicare three months before your 65th birthday. If you miss this initial enrollment period, you may face late enrollment penalties.

How much should I save for retirement?

A common rule of thumb is to aim to save 10-15% of your income for retirement. However, the exact amount will depend on your desired lifestyle and other factors.

What factors should I consider when choosing a health insurance plan?

When choosing a health insurance plan, consider factors such as your budget, your health needs, your preferred doctors and hospitals, and the types of coverage you need

What is the difference between term life insurance and whole life insurance?

-Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years.  

-Whole life insurance provides coverage for your entire life, and builds cash value over time.